Monday, July 13, 2015

Closing

Today we close and get the keys to our new house.  We already signed paperwork, but are waiting on the loan to be funded before we get the keys.

However, there are still a few things that Ryan Homes needs to complete.  They still need to paint the exterior trim and clean up the porch.  They need to install the roof drain underground piping to the curb.  They need to install sod and landscaping.  Also, the landscape berm will be installed sometime in the near future.

A lot of people have said it only took them about an hour to sign paperwork.  Ours took 4 hours...

We had an appointment at 12:30 and arrived on time to be told we would have to wait about 5-10 minutes while they made some last minute updates to the paperwork.  We waited 30 minutes.  Then once we started signing we noticed a couple of errors (last name spelled wrong, mailing address incorrect).  Who would have thought such minor problems would have taken so long to fix?

They blamed the mailing address mistake on my homeowner's insurance provider.  Our agent had given us a quote a couple months ago before we had a physical address.  So, he used the model home address to get the right rates.  When the policy was created, he updated the physical address but not the mailing address.

But why everyone else creating all the closing paperwork took this as gospel, we'll never know.  They kept pointing fingers and claiming they needed the revised policy with the correct mailing address to complete the paperwork.  Finally, we got our insurance agent to send a corrected policy and we were able to wrap things up.

Shouldn't somebody review the closing documents prior to closing, to look for errors and avoid wasting time on closing day?  Just a thought.

Any way, this week will be filled with painting, appliance and blind installation and moving.  Lots of things to keep me busy and I might not get a chance to post another post for a few days.  I will be sure to post more pics too.

4 comments:

  1. Congrats and enjoy your new home! It's ironic your last name was wrong, just as we were finishing signing my boyfriend made a joke, "Does it matter that you spelled my last name wrong?" Her jaw dropped!! Luckily he was just joking. I hope the move in goes a lot smoother than the closing.

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  2. Congrats and enjoy your new home ^_^

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  3. Congrats on the new home! It looks just beautiful! And I personally thought that it seemed a little unorganized at our closing appointment as well. Ours didn't take four hours, but they weren't prepared when we got there as they were "still waiting on final documents" which kind of baffled me. But either way, you are done! Enjoy the new home.

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